Mortgage Advice

Finding the right mortgage can be just as important as finding the right property. Whether you are a first-time buyer, moving home or looking at a buy-to-let, getting the right advice early makes the whole process smoother.

We work with trusted independent mortgage advisers who can search the market on your behalf, explain your options clearly, and help you find a deal that suits your circumstances. And unlike going direct to a bank, an independent adviser has access to a wide range of lenders, not just one.

First-Time Buyers

Buying your first home is a big deal, and the mortgage process can feel complicated when you have never done it before. How much can you borrow? What does a deposit really mean? What is the difference between a fixed and variable rate?

A good mortgage adviser will walk you through all of this in plain English, help you understand what you can realistically afford, and get you an agreement in principle before you start viewing properties. That way, when you find the right home, you are ready to move quickly.

Moving Home

If you are moving to a new property, your existing mortgage may or may not be portable. In some cases it makes sense to carry it over; in others, switching to a new deal could save you money. A mortgage adviser will review your current arrangements and help you make the right call.

Remortgaging

If your fixed rate is coming to an end or you think you could be on a better deal, remortgaging could save you a significant amount over the course of your mortgage. It is worth getting advice before your current deal expires, rather than automatically rolling onto the lender’s standard variable rate.

Buy-to-Let Mortgages

Buy-to-let mortgages work differently from residential mortgages. The amount you can borrow is typically based on the rental income the property is expected to generate, and the deposit requirements are generally higher.

If you are thinking about investing in a rental property in County Durham, our lettings team can give you a realistic picture of the rental market and likely yields, while a specialist mortgage adviser can help you structure the purchase in the most effective way.

Mortgage Calculator

Purchase Price (£) Deposit Amount (£) Interest Rate (%) Repayment Period (years)

Ready to talk mortgages?

Get in touch and we will put you in touch with our trusted mortgage partners.

      EXCELLENT  
   Based on 252 reviews 
    
 
 
 
   
 
 
       Lynne Fawcus 
 10 days ago
 
 
  Just sold my family house through Sylvester Properties. The service provided by Anna and Katherine was fantastic. They made the process so much easier, ensured that they were in contact with all parties on a regular basis and kept me updated. I would recommend this business and team to anyone selling their property
  
 
      Graeme “Sad Panda” Brough 
 15 days ago
 
 
  A transparent, polite and friendly service.  Great communication and always professional.  Grateful that you put the effort in for us securing our first home.  Many thanks
  
 
      5magpies 
 17 days ago
 
 
  We recently had the pleasure of experiencing the support,guidance and help from Anna and the team at Sylvester Properties.
Although we were purchasing a property which they held on their books we were genuinely grateful for their action throughout the purchasing stages which afforded a smooth transition.
Should we consider selling in the future we would not hesitate to seek their help and would be willing to highly recommend them to our friends and family.
A very big thank you goes out  to the whole Team.Bill & Alli.
  
 
      Amy Coulson 
 17 days ago
 
 
  I had a great experience with Anna @ Sylvesters. As a first time single buyer it was quite daunting going into this experience but Anna kept me so well informed from the very first viewing right up until move in day. Absolute gem, thankyou 🤍
  
 
      John Halpin 
 41 days ago
 
 
  First class serv very professional highly recommended
  
 
      Dannii Foster 
 46 days ago
 
 
  Anna was incredible in helping us find a new home!!
Highly recommend
  
 
      Vivien Kirkwood 
 46 days ago
 
 
  Sylvester Properties “simply the best” super helpful buying a property always prompt in replies. Helpful solving any issues and acting as a go between. Cheerful, efficient, friendly and professional. Well done Sylvesters
  
 
      David Asquith 
 58 days ago
 
 
  Very fast and efficient and most of all friendly.
  
 
      garincza garincza 
 58 days ago
 
 
  I am very satisfied with this estate agency and the service they provided during the purchase of my house. They were extremely professional, helpful, and always responded to my messages very quickly. The whole buying process went smoothly and without any problems. I really appreciated their excellent communication, support, and commitment throughout the entire process. I would highly recommend this agency to anyone looking to buy or sell a property.
  
 
      jade woodward 
 58 days ago